This is intended to help those in the informal sector who are actively engaged in some income generating activity to access some funds to help them improve on their business. This is basically directed at women although men could take advantage of it.

The women form groups of not more than 30 people. Within the large group, we have a solidarity group of not more than 6 people. They contribute for about 8 weeks during which financial literacy education is provided. The 6 people in the solidarity group then agrees to guarantee each other.

After the 8 weeks the members are eligible to a loan depending on the individual business and capacity to pay. The loan period is between 6 – 12 months at very competitive rates..