This is non-interest-bearing demand deposit account which is drawn with a cheque.

Target

Any individual who is 18 years and above, Sole proprietors, Companies, Associations/Club/Societies.

Features and Requirements

1. Customer shall provide 2 passport sizes picture
2. Proof of residence Copy of water/electricity bill
3. Loan facility available
4. Interest bearing
5. Interest calculated daily and applied monthly

How to Apply

You will need to gather the following requirements before you can apply:

1. Provide two (2) recent passport picture
2. Proof of residence Copy of water/electricity bill
3. Valid photo based national ID card required (Voters, Driver’s license, Passport)
4. A minimum of Ghc 20.00 shall be accepted to open the account.
5. Minimum account balance shall be GHs 20.00
6. This is not an interest earning account

The Benefits

The benefits include the following:

1. The satisfactory account operation qualifies for a loan or Overdraft.
2. Free quarterly statement